Interest Rates
With Effective From 01/10/2016
Loan Schemes

Rate of Interest

Personal Loan (Secured / Unsecured) 
From 14.00% to 15.00% p.a. 
Housing Loan

10.50% p.a.

Gold Loan

12.50% p.a.

Loan against L.I.C. / N.S.C./ Kisan Vikas Patra

14.50% p.a.

Loan against Fixed Deposit (Own Deposit)

Interest Rate of Fixed Deposit + 1% p.a.

Loan against Fixed Deposit (Third Party Deposit)

Interest Rate of Fixed Deposit + 2% p.a.

Business Loan 1) Cash Credit 2) Term Loam 3) Bill Discounting

14.00% p.a. 13.50% p.a. 14.50% p.a

Education Loan

From 11.50 to 12.00% p.a.

Consumer Loan

14.50% p.a.

House Repair / Renovation

14.00% p.a.

Vehicle Loan for Business for New Vehicle

13.50% p.a.

Vehicle Loan for Business for Old Vehicle

14.50% p.a.

Loan for New Vehicle for Personal use

11.50% p.a.

Loan for Old Vehicle for Personal use

14.50% p.a.

Loan for New Auto Rikshaw

14.00% p.a.

Loan for Old Auto Rikshaw

15.00% p.a.

With Effective From 01/10/2016
Period

For General Depositors

For Sr. Citizen and Regd. Societies

7 Days to 45 Days

4.00% p.a.

4.00% p.a.

46 Days to 179 Days

4.00% p.a.

4.00% p.a.

180 Days to 210 Days

4.00% p.a.

4.00% p.a

211 Days and above but less than 1 Year

4.00% p.a.

4.00% p.a.

1 Year and above but less than 455 Days

4.00% p.a.

4.00% p.a.

456 days and above but less than 2 year

4.00% p.a.

4.00% p.a.

2 Year and above but less than 3 Year

4.00% p.a.

4.00% p.a.

3 Year and above but less than 5 Year

4.00% p.a.

4.00% p.a.

5 Years and above

4.00% p.a.

4.00% p.a.
